Home of Their Own
15 January 2025
Home of Their Own
Laura at her home.
Laura and her husband Patrick had long believed homeownership was beyond their reach, but after 23 years of renting through Junction, their dream has finally become a reality.
When the couple began exploring their options for the future, limited savings and a tough housing market meant they were unsure if buying a home was even within reach.
“I didn’t think it was possible. Every year, house prices were going up, and I thought we’d never be able to save a deposit,” Laura said.
Their search for private rentals also proved challenging, with many landlords unwilling to accept tenants with children or pets.
“We were looking at high rental prices for three-bedroom homes, and many applications were declined because of our kids,” she added. “The kids were settled and loved their school, so we didn’t want to move away from the area, which limited our housing options.”
Determined to find a way, Patrick investigated low-deposit options, but his initial efforts fell through. However, with financial help from family, the couple managed to secure a low deposit and found a bank willing to lend.
A recommendation from Patrick’s colleague led them to a house-and-land package, which offered a fast-tracked build, allowing them to move into their dream home sooner.
“Our Junction housing manager was very accommodating, making the transition much smoother for my family."
As construction progressed, the family added personal touches by visiting the site and writing inspirational quotes and Bible verses on the wooden frames. Now, after moving in, Laura reflects on the journey with pride.
“The kids love the house, we’re more than satisfied, and I still can’t believe how everything clicked into place,” she said.
She also offers words of support to those who are considering their next steps.
“Don’t give up. Explore your options because you never know what might be possible. And trust the timing of your life.”
If you’re ready to start your home ownership Journey, keep an eye out for our FREE Home Ownership seminars throughout the coming year.